Credit Card Calculator
Credit Card Rewards Value Calculator
See how much your monthly spending is worth in points or cash back across popular Canadian credit cards. Compare cards side-by-side.
Your Monthly Spending
Enter your typical monthly spend in each category.
$
$
$
$
$
Total monthly spend$2,000
Compare Cards
Annual Rewards Estimate
Best value for your spend
Amex Cobalt
American Express
$1,332
net annual value
Dining & food delivery (5x)$480/yr
Groceries (5x)$720/yr
Gas (1x)$48/yr
Travel (2x)$96/yr
Other (1x)$144/yr
Gross rewards
$1,488
Annual fee
−$156
Net value
$1,332
Tangerine Money-Back
Tangerine
$300
net annual value
Dining & food delivery (2%)$96/yr
Groceries (2%)$144/yr
Gas (0.5%)$12/yr
Travel (0.5%)$12/yr
Other (0.5%)$36/yr
Gross rewards
$300
Annual fee
−$0
Net value
$300
* Estimates based on average redemption values. Actual rewards may vary. Points values: Amex MR ~2¢/pt, Scene+ ~1¢/pt.
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs you provide. Consult a licensed mortgage broker or financial advisor for advice specific to your situation.