Updated Regularly
Best Credit Card Offers in Canada
Top welcome bonuses and limited-time promotions available to Canadian residents right now. We track offer changes so you don't have to.
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.
Top Welcome Bonuses
10 offers
Scotia Platinum American Express
Scotiabank
Earn up to 80,000 bonus Scene+ points.
RBC British Airways Visa Infinite
RBC
Receive up to 60,000 bonus Avios
CIBC Aventura Visa Infinite
CIBC
Earn up to 35,000 Aventura Points
PC Financial World Elite Mastercard
PC Financial
20,000 bonus PC Optimum points
How we rank the best credit card offers
We evaluate every welcome bonus based on its total net value after factoring in the annual fee, required minimum spend, and realistic points redemption values. A 100,000-point bonus that requires $10,000 in spending isn't always better than a 35,000-point bonus with a $1,000 threshold.
We monitor offer changes from Canadian card issuers and update this page regularly. Limited-time offers are flagged clearly so you can act before they expire.
SmartCardOffers may earn a referral commission when you apply through our links. This does not affect our rankings — we include every major Canadian card regardless of whether we have an affiliate relationship.
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