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Points Deals & Card News
Expert analysis on the best deals in Canadian credit cards and travel rewards.
Best Cash Back Credit Cards in Canada for 2026
No points math required. We ranked the top cash back cards in Canada by actual dollars returned — from no-fee everyday earners to premium cards that pay back 4% on groceries.
Sarah Chen
March 20, 2026
Bank of Canada Rate Cuts: What It Means for Your Mortgage in 2026
The Bank of Canada has cut its overnight rate four times since mid-2024. Here's exactly how that flows through to variable-rate mortgages, HELOCs, and renewal decisions.
Priya Nair
March 18, 2026
Best Travel Credit Cards in Canada for 2026 — Our Top Picks
We've ranked the best Canadian travel credit cards by annual value, welcome bonus, earn rates, and real-world perks. From premium cards to no-fee options.
Sarah Mitchell
March 15, 2026
Mortgage News
Bank of Canada Rate Cuts: What It Means for Your Mortgage in 2026
The Bank of Canada has cut its overnight rate four times since mid-2024. Here's exactly how that flows through to variable-rate mortgages, HELOCs, and renewal decisions.
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Financial Calculators
Free tools to help you make smarter decisions about mortgages, debt, and rewards.
Mortgage Payment Calculator
Calculate your monthly mortgage payment based on home price, down payment, interest rate, and amortization period. Includes a full payment breakdown.
Mortgage Affordability Calculator
Find out how much mortgage you can afford based on your income, debts, and down payment. Uses Canadian GDS and TDS ratio guidelines.
Maximum Mortgage Calculator
Estimate the maximum mortgage amount you qualify for based on your annual income, stress test rate, and amortization period.
Credit Card Rewards Value Calculator
See how much your monthly spending is worth in points or cash back across popular Canadian credit cards. Compare cards side-by-side.
Balance Transfer Savings Calculator
Calculate how much interest you can save by transferring a high-interest balance to a promotional-rate credit card.
Debt Payoff Calculator
Compare the avalanche and snowball debt payoff methods. Enter your debts and see how quickly you can become debt-free.
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