Terms of Use

By accessing SmartCardOffers, you agree to these terms. If you do not agree, please do not use this site.

Information Accuracy

SmartCardOffers strives to provide accurate, up-to-date information about Canadian credit cards and financial products. However, rates, fees, and offer details change frequently. Always verify current terms directly with the card issuer before making any financial decision.

Nothing on this site constitutes financial, investment, tax, or legal advice. We are a publisher of general financial information, not a licensed financial advisor.

Intellectual Property

All content on SmartCardOffers — including articles, card reviews, images, and data — is the property of SmartCardOffers and may not be reproduced without permission.

Third-Party Links

Our site contains links to third-party websites, including credit card application pages. We are not responsible for the content, accuracy, or practices of those sites. When you click an affiliate link, you leave SmartCardOffers and become subject to the third party's terms and privacy policies.

Limitation of Liability

SmartCardOffers is not liable for any damages arising from your use of this site or reliance on information published here. Use this site at your own risk.

Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada.

Changes

We may update these terms at any time. Continued use of the site constitutes acceptance of the revised terms.

Contact

Questions: hello@smartcardoffers.ca