Free Calculators
Canadian Financial Tools
Simple, free calculators to help you make better decisions about your mortgage, credit cards, and debt — built for Canadian residents.
Mortgage Calculators
Mortgage Payment Calculator
Calculate your monthly mortgage payment based on home price, down payment, interest rate, and amortization period. Includes a full payment breakdown.
Mortgage Affordability Calculator
Find out how much mortgage you can afford based on your income, debts, and down payment. Uses Canadian GDS and TDS ratio guidelines.
Maximum Mortgage Calculator
Estimate the maximum mortgage amount you qualify for based on your annual income, stress test rate, and amortization period.
Credit Card Tools
Credit Card Rewards Value Calculator
See how much your monthly spending is worth in points or cash back across popular Canadian credit cards. Compare cards side-by-side.
Balance Transfer Savings Calculator
Calculate how much interest you can save by transferring a high-interest balance to a promotional-rate credit card.