Free Canadian Financial Calculators & Tools

Free Calculators

Canadian Financial Tools

Simple, free calculators to help you make better decisions about your mortgage, credit cards, and debt — built for Canadian residents.

Calculate your monthly mortgage payment based on home price, down payment, interest rate, and amortization period. Includes a full payment breakdown.

Find out how much mortgage you can afford based on your income, debts, and down payment. Uses Canadian GDS and TDS ratio guidelines.

Estimate the maximum mortgage amount you qualify for based on your annual income, stress test rate, and amortization period.

See how much your monthly spending is worth in points or cash back across popular Canadian credit cards. Compare cards side-by-side.

Calculate how much interest you can save by transferring a high-interest balance to a promotional-rate credit card.

Compare the avalanche and snowball debt payoff methods. Enter your debts and see how quickly you can become debt-free.