Visa
CIBC Dividend Visa Infinite
CIBC · CIBC Dividend
Premium Visa card offering points rewards on everyday purchases with enhanced benefits and travel insurance coverage.
Credit score: Good (690–759)
$120/yr
Annual Fee
First year waived
4x
Best Earn
2.5%
FX Fee
—
Min. Income
You'll be taken to the issuer's secure application page.
Earn Rates
Gas & fuel
4xpoints
Groceries
4xpoints
Transit & commuting
2xpoints
recurring
2xpoints
Everything else
1xpoints
Insurance & Protection
Out-of-province travel medical
Purchase protection
Pros
- Earn points on all purchases
- Comprehensive travel insurance included
- Premium Visa benefits and services
- No foreign transaction fees
Cons
- $120 annual fee
- Lower earning rates on non-category spend
- Points system less flexible than cashback
Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.
CIBC Dividend Visa Infinite
Annual fee$120/yr
First year waived
NetworkVisa
FX fee2.5%
Credit scoreGood (690–759)
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