No FX FeeVisa

BMO Ascend World Elite Mastercard

BMO · BMO Rewards

Premium travel rewards card with 5x points on travel, lounge access, and comprehensive insurance coverage for frequent travelers.

$150/yr

Annual Fee

First year waived

Best Earn

None

FX Fee

—

Min. Income

Current Offer

Up to 100,000 BMO Rewards points

Spend requirement: $5,000 in 3 months

45,000 BMO Rewards

Apply for the BMO Ascend World Elite Mastercard

You'll be taken to the issuer's secure application page.

Earn Rates

All purchases

1xpoints

Pros

5x points on travel purchases
Complimentary airport lounge access
No foreign transaction fees
Comprehensive travel insurance

Cons

$150 annual fee
Points value can be limited
High spending required for best value

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.