Amex

SimplyCash™ Preferred Card from American Express

American Express · SimplyCash

Mid-tier cashback card offering accelerated earning rates on everyday purchases with American Express rewards and benefits.

Credit score: Good (690–759)

$99/yr

Annual Fee

Best Earn

2.5%

FX Fee

—

Min. Income

Apply for the SimplyCash™ Preferred Card from American Express

You'll be taken to the issuer's secure application page.

Earn Rates

Gas & fuel

4%cash back

Groceries

4%cash back

Everything else

2%cash back

Insurance & Protection

Out-of-province travel medical

Purchase protection

Pros

Higher cashback rates on select categories
American Express merchant benefits
No foreign transaction fees
Welcome bonus opportunity

Cons

$99 annual fee
Limited acceptance vs Visa/Mastercard
Category restrictions may apply

Advertiser Disclosure: SmartCardOffers may earn a referral fee when you apply for products through links on this page. This does not affect the way we evaluate or rank products. Rates, fees, and offer details are subject to change — always verify with the card issuer before applying. Learn more about how we make money.